All Risks. All Secured.
Property All Risk Insurance provides wide-ranging protection against accidental loss or damage, unless specifically excluded. Unlike standard fire policies that cover only named perils, it offers the most comprehensive security for property owners and businesses, with optional extensions such as debris removal, rent loss, or machinery breakdown.
Coverage
Accidental Damage
Broad cover against sudden and unforeseen physical loss or damage to insured property, unless specifically excluded.
Fire & Natural Perils
Includes fire, lightning, explosions, storms, floods, earthquakes, and other major natural events that could damage property.
Theft & Burglary
Protection against loss or damage caused by break-ins, theft, or malicious acts within the insured premises.
Water Damage
Covers damage from burst pipes, leaks, sprinkler malfunctions, or accidental water discharge inside the property.
Impact Damage
Covers property damage caused by vehicles, aircraft, or falling objects impacting the insured premises.
Optional Extensions
Flexibility to extend cover for debris removal, rent loss, machinery breakdown, or other special requirements.
Coverage is on an all risk basis, subject to standard exclusions, terms, and conditions.
Ready to Get Property All Risk?
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