Safety Beyond Flames
Commercial Fire Insurance safeguards property, inventory, and assets from fire and allied perils. Designed for businesses, warehouses, and institutions, it also includes protection against explosions, lightning, impact damage, and firefighting-related water damage, with options to extend cover for loss of rent, debris removal, and business interruption.
Coverage
Fire & Lightning
Covers loss or damage to insured property caused directly by fire or lightning.
Explosion
Provides protection against accidental domestic explosions within or around the premises.
Impact Damage
Covers damage caused by falling objects, vehicle collisions, or accidental impacts.
Water Damage (from Firefighting Efforts)
Includes cover for water damage resulting from firefighting operations.
Natural Perils
Extends protection against risks such as storms, floods, earthquakes, and other specified natural events.
Optional Extensions
Flexibility to add covers such as debris removal, loss of rent, business interruption, or protection for contents, stock, and machinery.
Commercial fire insurance coverage is subject to policy terms and conditions. Always refer to the policy document for specific details.
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